Sarah Phillips of ESPN

[acfrahm]

I agree that @PayneInsider is a decent writer and has a properly set up website, but all that means is he is educated. Plenty of frauds have advanced degrees. He may be an above average capper in his own right, but I find it hard to believe the percentages he claims based on a few weeks of following him. The only games I have seen he has lost is when he comments in-game about a play that ends up being a loser. Otherwise, he "always wins." I wouldn't pay for picks and would never recommend anyone to, but if you were desperate this doesn't seem like the guy to buy from.